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Private health insurance gives you fast access to medical treatment when you need it most, without the long NHS waiting times. Get peace of mind knowing you and your loved ones can receive prompt diagnosis and treatment from leading specialists.
Skip NHS waiting lists and get seen quickly
Recover in privacy with hotel-style amenities
Fast-track cancer diagnosis and treatment
Protect your whole family with comprehensive cover
Choose where and when you're treated
Quick access to scans, tests and specialists
Access to therapy and mental health services
Cover for consultations, scans and minor procedures
“I was about to auto-renew with my existing insurer until I tried Simply Save Money. Found the same cover for £40 less per month. Couldn't be happier!”
Get a better price elsewhere? We'll match or beat it. We're committed to finding you the best deal on the market.
Compare quotes with zero pressure to buy. You're in complete control with no pushy sales tactics.
We compare quotes from all major UK health insurers including BUPA, Aviva, AXA, Vitality and more - all in one place.
The cost of health insurance varies based on several factors, but there are smart ways to reduce your premiums without compromising on cover.
Younger applicants typically pay less
Postcode affects hospital access and costs
Comprehensive vs. basic cover options
Higher voluntary excess = lower premiums
Moratorium vs. full medical underwriting
Restricting hospital choice can reduce costs
Adding or removing this significantly impacts price
Paying a higher excess when you claim
can cut premiums by 15-25%
Get NHS treatment first, go private if
waiting exceeds 6 weeks
Hospital treatment is often the priority;
removing outpatient care reduces costs
Limiting to certain hospitals can significantly
lower premiums
Annual payments are typically 10-15% cheaper
than monthly instalments
Couples' policies often cost less than two
individual policies
Never auto-renew - shop around each year to
ensure you're getting the best deal
Our comparison service is 100% free with no hidden charges. We work with FCA-regulated brokers who pay us a commission when we introduce customers, but this doesn't affect the price you pay for your insurance.
Yes, absolutely! Our comparison service is 100% free with no hidden charges. We work with FCA-regulated brokers who pay us a commission when we introduce customers, but this doesn't affect the price you pay for your insurance.
Not at all. Our quotes are completely no-obligation. You're free to compare prices, ask questions, and walk away at any time. There's zero pressure to buy.
The comparison process takes just 2-3 minutes to complete. You'll then be connected with an expert adviser who can provide tailored quotes from multiple insurers, usually within minutes.
Moratorium underwriting is quicker and doesn't require medical disclosure upfront - pre-existing conditions are covered after 2 years if symptom-free. Full medical underwriting requires disclosing your medical history upfront but provides clearer cover from day one. Our advisers will explain which is best for you.
Yes, any information you share with us will be safe and secure and we follow all GDPR best practices. We will also only every share your information with ONE selected adviser firm so you won’t be bombarded with calls from multiple providers.